Down Payment Assistance Resource
You May Qualify for Down Payment Assistance. Buying a home may be more affordable than you think. Many homebuyers are surprised to learn there are programs available that can help cover down payment and closing costs. Whether you're a first-time buyer or returning to the market, there may be assistance programs available based on your income, location, occupation, or other qualifications.
You May Qualify If...
• You're purchasing your primary residence.
• You're a first-time homebuyer, or qualify for a program that doesn't require first-time buyer status.
• You meet the income requirements for an available program.
• You have a qualifying credit score.
• You're purchasing a home in an eligible location.
• You're able to qualify for a mortgage through a participating lender.
Not sure if you qualify?
Don't let uncertainty stop you from exploring your options. Many buyers are surprised to learn they may qualify for down payment assistance. Complete the form below, and we'll connect you with a trusted lender to explore the programs that may be available to you. Click the link below to get started.
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
What is down payment assistance?
Down payment assistance (DPA) is a program designed to help eligible homebuyers cover some or all of their down payment and, in some cases, closing costs. Assistance may come in the form of grants, forgivable loans, or low-interest loans.
Who qualifies for down payment assistance?
Do I have to be a first-time homebuyer?
How much assistance can I receive?
Do I have to pay the money back?
Can down payment assistance be used with FHA, VA, USDA, or Conventional loans?
Will applying for down payment assistance affect my mortgage approval?
How do I find out if I qualify?
Is there a cost to find out if I qualify?
